mortgage paid

Many people don’t think that it’s possible to pay off loans and mortgages until they’re in their 50s or even after they retire, but it’s completely possible to become mortgage-free in your golden years. Paying off your mortgage in your 40s actually lets you save the money you’ll earn later for a retirement account, letting you enjoy life more as you advance in age. There are many real-life stories online shared by people who were able to repay their 30-year mortgages in less than 10 years, letting them save thousands of pounds in interest. These people now have an opportunity to achieve other goals, suchRead More →

money in vault

Do you remember that overwhelming feeling of freedom and relief when you made that last payment on a debt? There’s a great sense of accomplishment in being able to work your way out of a debt, but while getting out of debt is one of life’s biggest challenges, staying out of debt can be a lot more challenging. You may be tempted to “reward” yourself with something when you’ve paid off significant debt, getting you on the path of debt relapse and bringing you down again. If you’re not careful, you may very easily find yourself sliding back into the old spending patterns, putting youRead More →